About HC Mortgage Lending:

HC Mortgage Lending was established in 2006 by Kim Howard. Yes, we are a brand new company, but don't let our company age fool you. We are a locally owned mortgage broker with over 12 years in the mortgage industry. We possess the knowledge and skills to assist you in finding the best loan possible. Along with our partners we can assist you with all your mortgage needs, no matter how big or small.



At HC Mortgage Lending we are committed to providing you with impeccable customer service and a smooth home buying, building, or refinancing process.



Kim Howard - Mortgage Broker / Owner - License Number: 66707

As a resident of Denton County for over 40 years, I have a personal interest in the Sanger community and the surrounding areas. After all, this is where I have chosen to raise my children, and where I am now watching my grandchildren grow up. It is only natural that I would want my business to be opened and operated in the great city of Sanger!

At HC Mortgage Lending you are assured of the highest quality of sales and service possible. I have been in the mortgage industry for over 17 years with experience in every facet from start to finish. Prior to making my decision to open my own Mortgage Brokerage, I served with three nationally recognized Wholesale Lenders, most recently as the VP Regional Operations Manager for LoanCity. As the Regional Operations Manager, I oversaw offices all across the nation, including the Regional offices in Dallas, TX, Denver, CO, Lake Oswego, OR, and Chicago, IL

Prior to becoming a manager, I climbed the ladder of mortgage success from start to finish including taking applications and originating loans all the way to closing and funding them and practically handing the keys over! With all this experience in FHA/VA Conventional, and Jumbo loans, as well as Non-Prime, 2nd Liens and Home Equity Lines of Credit it's easy to see that HC Mortgage Lending is the right choice to cover all your mortgage needs!

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